Timothy Parros


“Financial Advisor” is a professional who offers independent advice on financial matters to their clients and recommend suitable financial products from the whole of the market.

The goal of Parros Financial Group is to provide all of their clients with professional guidance and innovative strategies that are right for them and for those who depend on them. We always aim to achieve an unequaled standard of excellence in our profession by providing personalized value-added services and to become indispensable to our clients by assisting them in making educated, intelligent financial decisions.

Tim does this by delivering objective, strategic and prudent advice to help his clients manage and transfer wealth. Tim creates customized, comprehensive financial plans, helping his clients identify their key objectives, to help them reach their financial goals. Tim takes this plan and then communicates, and strategizes, with his clients’ other advisors (including your CPA and Attorney). This will provide coordination between all the advisors and to promote continuity in the financial plan. Tim’s creative experience and commitment to his clients’ relationships has fostered the growth of his clientele.

The comprehensive overview of your entire financial situation, including analyses of current finances and long-term objectives genrally includes:

  • Your prioritized financial goals.
  • Your net worth.
  • A monthly budget (income and expenses).
  • Your risk assessment—the amount of risk you are willing to take with investments.
  • A specific plan of action that you agree to follow.
  • He will also provide customized quarterly reports that summarize the balances of all your investments (from different custodians) as well as your portfolio’s performance over time. Periodically, it is important to re-evaluate funds in your plan and when changes should be made.

Highlights of Tim’s Professional Life Include:

  • Leaders conference 1994, 1995, and 1997 (top 20% nationwide production)*.
  • 1000 + clients (700 + personally written).
  • Business planning implementation (401k’s, SEP’s, Simple’s & group life Financial Planning Implementation (college funding, retirement funding, estate planning & insurance planning)
  • Conducts seminars on variety of topics (financial planning, long term care, retirement planning and asset allocation, and college planning).
*Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.
Kim Parros


Kim works closely with Tim Parros and the team, to help clients to achieve their financial objectives while employing investment strategies that are consistent and understandable. Kim prides herself on delivering excellent customer service and assists our clients with coordinating and facilitating financial client services. She also assists clients with a variety of account services such as establishment of new accounts, transfers, 401(k) rollovers, beneficiary changes, RMD and cash withdrawals, and tax return preparation

Kim also assists in the management of the operations of Parros Financial Group, including marketing & promotion, establishing financial policies & procedures, financial controls, and reporting systems. She has years of experience in selling and promoting life insurance and annuity sales and specializes in financial products for Women in Business.

Kim graduated with honors from Ferris State University and since her graduation has lived in Sydney, Australia, and London, England. She has been published in several journals and has presented her work at international conferences. Kim, like the rest of the team, enjoys helping our clients achieve their financial goals. Kim is also experienced in QuickBooks and advises many small business on implementing the program and its use.

Kim is not registered with Woodbury Financial Services, Inc.
Lisa Schmidt


Lisa Schmidt is an integral part of the Parros Financial Group team and her role is to implement our proprietary college software to provide personalized college services help answer the two biggest questions that parents have about college: Where might our child be able to get into college and get also received financial aid (merit aid)? Then Timothy Parros answers the question, “What is our best strategy to pay for college and save for retirement?”

Lisa is a licensed counselor through the state of Michigan and is a national board certified counselor. She has a bachelor’s degree in secondary education, and a master’s degree in school counseling. She is a member of The Michigan Association for College Admission Counseling and The Michigan Counseling Association. Her experience in both college admissions and college counselling provide her clients with tools to succeed beyond the application process.

Lisa is not affiliated with Woodbury Financial Services, Inc.
Eli Eddy

Financial Assistant

Eli is an integral part of the Parros team and provides service as a financial assistant to Tim Parros and his clients while supporting the entire team. Eli’s reputation is one of integrity, reliability, and service. Parros Financial Group has a philosophy of adhering to the highest ethical standards and building long-term client relationships based on mutual trust and respect. Eli is an essential addition to this approach.

Eli’s drive for continuous improvement makes him an asset in assisting Tim in creating robust financial plans for the group’s financial clients. In addition to helping with account services and technologies used regularly for client account maintenance, Eli also works with the Parros team to design Financial Plans to ensure that they are clear and understandable. While creating these plans, the client’s needs are considered first, and many other vital factors determine the best investment path for the client.

Eli is a graduate of Eastern Michigan University and has a bachelor’s degree in Business Management. Eli has a license in Life and Health and is currently studying to attain his series 7 license. He and his wife enjoy fitness and nutrition and apply minimalist values to both. They also like to spend time outdoors and give back to their community. Their priority is maintaining a relationship with their families, friends, and Christ. Eli spends his free time reading and studying the Bible with theological literature. He plans to implement his knowledge of finance and client relations into the Church to help change the community for the better.

Eli is not registered with Woodbury Financial Services, Inc.