“Financial Advisor” is a professional who offers independent advice on financial matters to their clients and recommend suitable financial products from the whole of the market.

The goal of Parros Financial Group is to provide all of their clients with professional guidance and innovative solutions that are right for them and for those who depend on them. We always aim to achieve an unequaled standard of excellence in our profession by providing personalized value-added services and to become indispensable to our clients by assisting them in making educated, intelligent financial decisions.

Tim does this by delivering objective, strategic and prudent advice to help his clients manage and transfer wealth. Tim creates customized, comprehensive financial plans, helping his clients identify their key objectives, to help them reach their financial goals. Tim takes this plan and then communicates, and strategizes, with his clients’ other advisors (including your CPA and Attorney). This will provide coordination between all the advisors and to promote continuity in the financial plan. Tim’s creative experience and commitment to his clients’ relationships has fostered the growth of his clientele.

The comprehensive overview of your entire financial situation, including analyses of current finances and long-term objectives genrally includes:

  • Your prioritized financial goals.
  • Your net worth.
  • A monthly budget (income and expenses).
  • Your risk assessment—the amount of risk you are willing to take with investments.
  • A specific plan of action that you agree to follow.
  • He will also provide customized quarterly reports that summarize the balances of all your investments (from different custodians) as well as your portfolio’s performance over time. Periodically, it is important to re-evaluate funds in your plan and when changes should be made.

Highlights of Tim’s Professional Life Include:

  • Leaders conference 1994, 1995, and 1997 (top 20% nationwide production).
  • 1000 + clients (700 + personally written).
  • Business planning implementation (401k’s, SEP’s, Simple’s & group life Financial Planning Implementation (college funding, retirement funding, estate planning & insurance planning)
  • Conducts seminars on variety of topics (financial planning, long term care, retirement planning and asset allocation, and college planning).


Kim assists in the management of the operations of Parros Financial Group, including marketing & promotion, establishing financial policies & procedures, financial controls, and reporting systems. She has years of experience in selling and promoting life insurance and annuity sales and specializes in financial products for Women in Business.

Kim graduated with honors from Ferris State University and since her graduation has lived in Sydney, Australia, and London, England. She has been published in several journals and has presented her work at international conferences. Kim, like the rest of the team, enjoys helping our clients achieve their financial goals. Kim is also experienced in QuickBooks and advises many small business on implementing the program and its use.


Michelle Lauzon joined the team at Parros Financial Group as a Financial Planning Assistant in August of 2015. Michelle brings with her over 10 years’ experience in the banking and financial services industry. She currently holds her Series 7 and Michigan insurance license.

Michelle works closely with Tim Parros and the team, to help clients to achieve their financial objectives while employing investment strategies that are consistent and understandable. Michelle prides herself on delivering excellent customer service and assists our clients with coordinating and facilitating financial client services. She also assists clients with a variety of account services such as establishment of new accounts, transfers, 401(k) rollovers, beneficiary changes, RMD and cash withdrawals, and tax return preparation. She works closely with Timothy Parros to assure all clients’ needs are met, handle financial operational problems, such as issues with statements and transactions.


Lisa Schmidt is an integral part of the Parros Financial Group team and her role is to implement our proprietary college software to provide personalized college services help answer the two biggest questions that parents have about college: Where might our child be able to get into college and get also received financial aid (merit aid)? Then Timothy Parros answers the question, “What is our best strategy to pay for college and save for retirement?”

Lisa is a licensed counselor through the state of Michigan and is a national board certified counselor. She has a bachelor’s degree in secondary education, and a master’s degree in school counseling. She is a member of The Michigan Association for College Admission Counseling and The Michigan Counseling Association. Her experience in both college admissions and college counselling provide her clients with tools to succeed beyond the application process.